Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  Please read the simplified prospectus (Fund Fact Sheet) before investing.  Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer.  There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.  Fund values change frequently and past performance may not be repeated.

Labour Sponsored Funds have tax credits that are subject to certain conditions and are generally subject to recapture, if shares are redeemed within eight years.

Investors should educate themselves regarding securities, taxation or exchange control legislation, which may affect them personally.  This web site is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice.  Please consult an appropriate professional regarding your particular circumstances.

This Internet Website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

Dawn Luhning is licensed for the sale of mutual funds through Hub Capital Inc.  Dawn Luhning is also licensed for the sale of life insurance products and is registered through separate organizations for each purpose and as such, you may be dealing with more than one entity depending on the products purchased. Dawn will provide the name of the entity being represented when insurance business is conducted.  The sale of insurance products is not the business of or under the supervision of Hub Capital Inc. and Hub Capital Inc. will not be liable or responsible for such activities.

All non-mutual fund related business conducted by Dawn Luhning is not in the capacity of an employee or agent of Hub Capital Inc.  Non-mutual fund related business includes, without limitation, advising in or selling any type of insurance product, advising in or selling any type of mortgage service, estate and tax planning or tax return preparation.  Accordingly, Hub Capital Inc. is not liable and/or responsible for any non-mutual fund related business conducted by Dawn.  Such non-mutual fund related business is the responsibility of Dawn Luhning alone.

References in this Internet Website to third party goods or services should not be regarded as an endorsement of these goods or services.  By accessing any of the links provided you will be leaving the site. DLSolutions is not responsible for the information contained on these websites.

The information contained on this Internet Website is for general information purposes only and is the opinion of the owners and writers.  This information is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice.  However, please call Dawn Luhning to discuss your particular circumstances.

This web site is intended for Saskatchewan, Alberta, Ontario and British Columbia residents only and the information contained herein is subject to change without notice.  The owner and publisher of this Internet Website are not liable for any inaccuracies in the information provided.